Can You Afford to Be Sick?

As healthcare costs continue to rise, many individuals and families find themselves navigating increasingly complex decisions around insurance, hospital expenses, coverage, and access to care. Yet health insurance remains one of the least understood aspects of personal finance. Questions around premiums, claims, exclusions, cashless treatment, and coverage often become urgent only when a medical emergency occurs. At the same time, gaps in access, affordability, and financial protection continue to shape health outcomes across the country. This session brings together leaders from healthcare, insurance, policy, and public health to explore how rising healthcare costs, insurance choices, and access challenges are reshaping the relationship between health and financial security in modern India.